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$989,000
2 Beds ⋅ 2 Baths ⋅ ML82056979 MLS ⋅ Harbor Cove BLDG.
Why choose between the beach, the harbor, and nature when you can have all three? Tucked inside a peaceful gated community, with beautifully maintained grounds, this tastefully updated home puts the very best of Santa Cruz just outside your door. Step directly into Arana Gulch for scenic trails and access to Seabright amenities, or wander to the Santa Cruz Harbor for coffee, fresh seafood, waterfront dining, live music, and colorful sunsets. Skip the city streets altogether and stroll to Twin Lakes & Seabright Beaches both less than a mile away. Every day feels like a vacation! Inside: fresh interior paint, new luxury flooring and lighting, updated bathrooms, a refreshed kitchen, newer stainless steel appliances, & a generous island that opens to dining and living area, with a gas fireplace, and private patio that is ideal for BBQs, morning coffee, or unwinding after a day at the beach. Upstairs, the sunny oversized primary suite includes high ceilings, an en-suite bath, skylight, two closets, & a private balcony. The 2nd BR with walk-in closet also includes bonus storage space. A 2 car garage offers plenty of room for surfboards, bikes, kayaks, & all your beach toys. Whether it's sunrise walks, harbor nights, or spontaneous beach days, this is SC living at its best.

574 Spinnaker CT, Santa Cruz

Listed by Teresa Marlow, 831-818-3430 from Compass
(If provided) CoList: from

$910,000
2 Beds ⋅ 2 Baths ⋅ ML82056687 MLS ⋅ Library Lane OA BLDG.
Welcome to 110 Library Lane, a refreshed 2-bedroom, 2-bath townhouse located in Santa Cruz's highly desirable Seabright neighborhood just minutes from beaches, the harbor, and Midtown favorites. The home features updated flooring, fresh paint, new doors, modern lighting, and updated appliances, creating a bright and inviting living space. Vaulted ceilings upstairs enhance the spacious feel of the light-filled bedrooms. Smart home upgrades include app-controlled lighting, Ring security, and smart locks for added convenience. Enjoy private outdoor space ideal for relaxing or entertaining, along with a spacious two-car garage perfect for surfboards, bikes, and beach gear. Close to Seabright Beach, the Rio Theatre, local restaurants, cafes, and neighborhood shops. Tenant occupied through April 30, 2027. Digitally Altered Images Disclosure: Some images in this listing may have been digitally enhanced or virtually staged for illustrative purposes. Alterations may include the addition or removal of furniture, fixtures, landscaping, or other features. Original, unaltered images are available upon request.

110 Library LN, Santa Cruz

Listed by Kaicie McMurray, 831-687-9025 from Sherman & Boone Realtors
(If provided) CoList: Marley Botelle from Sherman & Boone Realtors
$1,259,000
3 Beds ⋅ 3 Baths ⋅ ML82056602 MLS ⋅ Harbor Cove BLDG.
Your Private Escape in the Heart of Coastal Santa Cruz Tucked behind the gates of Harbor Cove, this reimagined 3-bedroom, 2.5-bath townhome combines thoughtful design, peaceful outdoor living, and easy access to coastal Santa Cruz. The 1,522-square-foot interior features soaring ceilings, skylights, bamboo flooring, wool carpeting, radiant-floor warmth, zoned heating, double-pane windows, and low-VOC finishes. The remodeled kitchen pairs Scandinavian-inspired cabinetry with leathered granite and quartz countertops and a generous island. A separate family room and flexible den or office provide space to work, relax, or gather. The primary suite offers a walk-in closet, updated bathroom, and private deck overlooking the garden patio below. Two additional bedrooms provide flexibility for guests, hobbies, or office space. Outside, the fully fenced garden is framed by mature landscaping, fruit trees, roses, and ambient lighting all ideal for dining, entertaining, or relaxing. An attached two-car garage provides parking and storage. Enjoy direct access to Arana Gulch and Upper Harbor walking and biking trails, connecting you to the Santa Cruz Harbor, beaches, boating, kayaking, and restaurants. Refined, private, and wonderfully connected; this is Santa Cruz living at its best.

584 Spinnaker CT, Santa Cruz

Listed by Amy Walker, 831-566-0016 from PMI Santa Cruz
(If provided) CoList: from

$979,000
3 Beds ⋅ 2 Baths ⋅ ML82053826 MLS ⋅ Buckingham Terrace BLDG.
Experience the best of coastal living in this beautifully updated corner-unit townhome. Leave the car behind as you are a few minutes' walk to beaches, surf and everything in the Pleasure Point area! Nestled in Buckingham Terrace, this 1,364 sq ft, 3-bedroom, 1.5-bath home sits on the largest lot in the community, featuring an expansive, private backyard rarely found in townhome living. Whether you're entertaining, gardening, or simply lounging in the sunshine, this outdoor retreat is a true standout! Inside, the open floor plan is filled with natural light from an abundance of windows. The updated kitchen features quartz countertops, soft-close cabinets and stainless appliances. The newer, electric fireplace keeps the space cozy. Upstairs, all 3 bedrooms are nice sized and 1 features a balcony overlooking the lush backyard, expanding your outdoor living space. Additional upgrades include newer furnace, new carpet, freshly painted interior, lighting w/ mood dimmer switches, window shades, closet organizers + more. An attached garage adds convenience, while the community pool/spa complete the lifestyle. With restaurants, coffee shops, shopping, and easy Highway 1 access minutes away, this is your opportunity to enjoy the very best of Santa Cruz coastal living - don't miss out!

3021 Buckingham LN, Santa Cruz

Listed by Marti Pepito Meyer, 831-227-1268 from Christie's International Real Estate Sereno
(If provided) CoList: from

$529,000
1 Beds ⋅ 1 Baths ⋅ ML82054726 MLS ⋅ Harbor Walk at Swan Lake BLDG.
Welcome to this beautifully updated 1-bedroom condominium where comfort and convenience meet the best of Santa Cruz coastal living. The open-concept floor plan seamlessly connects the kitchen, living room and dining area, creating an inviting space for everyday living and entertaining. Ample storage, including a spacious walk-in closet, adds to the home's functionality. Step outside to your private porch offering a peaceful retreat to relax and unwind. The home also includes the convenience of a covered carport parking space. Residents enjoy an array of resort-style community amenities, including a heated swimming pool, fitness center, BBQ areas, and beautifully maintained landscaping surrounding Schwan Lake. Ideally located just minutes from Twin Lakes State Beach, Blacks Beach, the Santa Cruz Harbor, Crow's Nest Restaurant, the Live Oak Farmers' Market, shopping, and dining, this home offers an exceptional coastal lifestyle. Whether you're looking for a full-time residence, a weekend getaway, or an investment opportunity, this is a rare chance to own in one of Santa Cruz's most sought-after coastal communities.

755 14th AVE 713, Santa Cruz

Listed by Suzanne M. Rodoni, 831-345-4568 from Real Estate Eight Three One
(If provided) CoList: from

$799,000
3 Beds ⋅ 2 Baths ⋅ ML82053360 MLS ⋅ Harbor Oaks BLDG.
Move in ready! Back part of Harbor Oaks, quiet and serene close to private gate entrance to Jose Park. Remodeled with new flooring, appliances, kitchen, lighting, paint and garden. Close to yacht harbor, trails, great commute location and community has a pool, green belts and lots of parking. 8 storage closets surround the 2 carports spaces with a door directly into your cute , enclosed backyard patio.

163 Harbor Oaks CIR, Santa Cruz

Listed by Rebeca Finn, 831-331-3123 from David Lyng Real Estate
(If provided) CoList: from

$299,500
1 Beds ⋅ 1 Baths ⋅ ML82052739 MLS ⋅ Harbor Walk at Swan Lake BLDG.
MEASURE J, income restrictions apply. Lovely upstairs 1-bedroom, 1-bath residence featuring an open floor plan, abundant natural light, an updated kitchen with newer appliances, refreshed bathroom, spacious walk-in closet, generous storage, and a balcony overlooking beautifully maintained garden pathways. The community includes expansive green space, a swimming pool, fitness center, clubhouse, and convenient on-site laundry facilities. Ideally located near the beach, harbor, restaurants, and the popular farmers market, you'll enjoy all that Santa Cruz living has to offer. Santa Cruz County Measure J guidelines included in the disclosures, ask your agent.

755 14th AVE 704, Santa Cruz

Listed by Shannon Shaffer, 831-566-3866 from Coldwell Banker Realty
(If provided) CoList: from

$639,000
2 Beds ⋅ 1 Baths ⋅ ML82052690 MLS ⋅ Harbor Walk at Swan Lake BLDG.
Beautifully refreshed and move-in ready Santa Cruz condo near Twin Lakes, Sunny Cove, the Harbor, beaches, coffee shops, restaurants, and everyday conveniences. This 2-bedroom, 1-bath home has just been cleaned up, freshly painted, professionally staged, and prepared for market with a refreshed patio area that adds valuable indoor-outdoor living. The efficient floor plan offers a comfortable living room, functional kitchen, two well-sized bedrooms, and a relaxed coastal feel. Enjoy the ease of condo living with carport parking and community amenities including a pool. A great opportunity for a primary residence, weekend beach retreat, or Santa Cruz investment property in a highly convenient Live Oak location close to the best of the coast.

755 14th AVE 315, Santa Cruz

Listed by Shanne Carvalho, 831-588-2374 from eXp Realty of California Inc
(If provided) CoList: from

$689,900
2 Beds ⋅ 1 Baths ⋅ ML82050095 MLS ⋅ Schwann Lake Gardens BLDG.
NEW PRICING! Enjoy Santa Cruz lifestyle in this beautiful updated 2BR/1BA, 799 ft upstairs home. A short walk to Blacks' and Sunny Cove Beaches. Premium greenbelt setting with sweeping lawn views, great privacy, good sunlight, and minimal foot traffic, this prime location offers rare privacy, openness, and views of nature from every window without facing buildings or parking areas. Enjoy quiet living with no neighbors above and easy access to beaches, cafes, restaurants, East Cliff Village, the farmers market, a bakery, a brewery, Starbucks, and public transit. Community amenities include a pool, fitness center, and clubhouse available for private use. The grounds are immaculately maintained with mature trees, lush landscaping, and vibrant gardens. Recent upgrades include a new roof (2025), premium Noble Oak luxury vinyl flooring (2019), top down/bottom up blinds, and newer refrigerator and dishwasher. Parking is convenient with one assigned carport plus a permit for an additional unassigned space. Our location one unit from the end of the building assures no annoying noise from the nearby path to the lawns. A wonderful opportunity to enjoy the best of Santa Cruz coastal living. Why wait? Get your foot in the door here this morning, and your toes in the sand 15 minutes later!

755 14th AVE 814, Santa Cruz

Listed by Frank Murphy Realty, 831-234-4343 from Frank Murphy Realty
(If provided) CoList: from

$742,000
3 Beds ⋅ 3 Baths ⋅ ML82046819 MLS ⋅ El Dorado Commons BLDG.
Tucked within a quiet Live Oak townhome community, this beautifully maintained end-unit home combines move-in-ready condition, a functional 3-bedroom layout, and inviting indoor-outdoor spaces. The lower level includes a versatile bedroom or office with slider access to a private patio, along with a convenient half bath. Upstairs, two light-filled bedrooms feature vaulted open-beam ceilings, generous closet space, and a private balcony off the second bedroom. The spacious upstairs bath is thoughtfully designed with both a tub/shower combination and a separate stall shower. Vaulted ceilings and abundant natural light create an airy, inviting feel, while the wood-burning fireplace adds warmth and character. The kitchen offers granite countertops, a breakfast bar, ample storage, and practical everyday functionality. Additional highlights include in-unit laundry, an outdoor storage shed, and two assigned parking spaces. Located in the heart of Live Oak, this pet-friendly 27-unit community is just minutes from Capitola Village, Pleasure Point, the Harbor, beaches, Midtown Santa Cruz, local parks, schools, coffee shops, shopping, dining, and convenient Highway 1 access, offering the perfect balance of tranquility and everyday convenience.

1200 Capitola RD 7, Santa Cruz

Listed by Mike Bloch, 831-588-1588 from Christie's International Real Estate Sereno
(If provided) CoList: Turiya Blanchette from Christie's International Real Estate Sereno
$319,100
2 Beds ⋅ 1 Baths ⋅ ML82028420 MLS
Welcome to Vista Prieta, a desirable senior community in Live Oak, ideally located between Santa Cruz and Capitola. This clean, move-in-ready ground floor single-level 2 bedroom condo offers comfortable, low-maintenance living for qualified buyers age 62 and older. The home features a bright floor plan, dedicated parking, and convenient access to the community laundry facility just down the hall. Residents also enjoy a community room perfect for socializing, puzzles, cards, and neighborhood gatherings. Enjoy easy access to shopping, dining, healthcare services, and the beautiful Santa Cruz coastline while benefiting from the affordability of the Measure J Housing Program. Important: This home is restricted to buyers who are 62+ and meet current Measure J Affordable Housing Program requirements. Buyers should review eligibility guidelines with their Realtor® and lender before scheduling a showing. County approval of buyer eligibility is required and should be included as a contingency in any offer. The Measure J approval process may require additional time, so escrow timelines should be adjusted accordingly.

121 Vista Prieta, Santa Cruz

Listed by Robert Slawinski, 408-505-0708 from eXp Realty of California Inc
(If provided) CoList: from

$235,000
1 Beds ⋅ 1 Baths ⋅ ML81976411 MLS ⋅ Vista Prieta BLDG.
Are you a senior, looking for an affordable condo in a convenient location, in the heart of the county? Check this out! Vista Prieta is a senior, Measure J condo complex situated in Live Oak, the "sweet spot" between City of Santa Cruz and City of Capitola. This clean, upstairs, single level condo is in great shape and ready to sell. Laundry facility is just down the hall, and a dedicated parking spot is included in the purchase. Use the community room to work on a puzzle or play cards with neighbors. NOTE: Some photos have been virtually staged - no furniture is included in sale or physically on site. PLEASE NOTE: This unit is reserved for a buyer(s) who is 62 or older AND qualifies to purchase under the current Measure J requirements. PLEASE CAREFULLY REVIEW THOSE REQUIREMENTS WITH YOUR REALTOR AND LENDER PRIOR TO VIEWING THE UNIT OR WRITING AN OFFER. Sorry, no investors. BUYER TO VERIFY ALL INFORMATION.

203 Vista Prieta CT, Santa Cruz

Listed by D. Leilani Williams, 831-345-7912 from Coastal Life Real Estate
(If provided) CoList: from

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